Import Substitute Crops Loan 4% concessional Pulse, Oil seeds, Spice crops & Maize cultivation


  • This product is aimed to provide loan in Import Substitute Crops cultivation to reduce pressure on import.


  • Interest rate: 4%, rest of 4% will be subsidized by Bangladesh bank.
  • Loan Amount: BDT. 5,000 to 5,97,265.
  • (as per Bangladesh bank Agricultural & Rural credit Policy for the F/Y 2021-2022).
  • Loan Tenure: 06 months to 01 year.
  • Grace Period: Zero.
  • Collateral: Not Required.
  • Installment: One (Entire loan will be paid at a time) .

Customer Segments

  • Beneficiary: Individual/group/farm/project.

Charges and Fees

  • Loan Processing Fee: No processing fee.