General House Building Loan


  • We offer you house building/flat loan to make your dreams come to true to be a owner of a building or flat as you desire. Home loan is treated as a term loan facility to construct a building or to purchase ready flat. You can avail this Home Loan with a flexible interest rate & tenor. Moreover, we want to make your life easier and fruitful.


  • Loan Amount : Maximum BDT 120.00 lac
  • Loan Tenure : Maximum 15 years.
  • Repayment : Monthly installment (IDCP will be calculated after starting the repayment)
  • Partial & Full Settlement : Facility available with no extra charge.
  • Grace Period : 06 (Six) Months to maximum 24 (twenty four) months.
  • Debt Equity : 60:40
  • Security : The land & the proposed building/structure/flat will be mortgaged in favor of the bank.

Customer Segments

  • Any Citizen (above 18 years old) of Bangladesh can be apply for House building loan/Flat loan.
  • Any person, Partnership company, private & public ltd. Company are eligible for this loan facility.
  • House building loan (Residential/commercial) single, Group loan (family members) and Ready Flat purchase loan (Single).
  • Interest Rate 9% .
  • Maximum installment of disbursement for House Building loan (Residential/commercial) will be 04 (four).

Charges and Fees

  • Charges : Legal fees, Mortgage deed & irrevocable power deed fees and other documentation fees/charges have to be paid by the Applicant (Actual).
  • Loan processing Fees : Loan Processing Fee not needed.