Overview

• Rupali Deposit Pension Scheme (RDPS) – Shimul is a monthly instalment based deposit scheme. Attractive interest rate and unique features make this deposit scheme a solution of both short term and long term savings to our customers. Customers can pay the instalment in any date of the month. In addition, customers can avail auto-debit deduction for tension-free payment. Customers will also receive free SMS alert after every payment. OD loan facility is available for this deposit scheme against primary deposit balance.

Features

• Instalment Size:BDT 500.00 and its multiplication, maximum BDT 50,000.00
• Maturity:03 years, 05 years and 08 years
• Interest Rate:7.50% for 03 years, 8.00% for 05 years and 8.50% for 08 years

Required Documents

• National ID Card (NID)/Passport/Birth Certificate/Driving License/Any other govt issued photo ID of Depositor and Nominee
• TIN Certificate (optional)
• 02 Passport Size picture for the Account Holder and 01 Passport Size picture of the Nominee

Terms and Conditions

• Account Holder must be 18 Years or older, Bangladeshi Citizen with a sane mind. For minor account, it must be a joint account with an adult.
• Nominee information is a must
• Account holder must have/open a settlement account before opening this account
• Demise of account holder/any of the account holders before account maturity will result in a shutdown of account immediately effective from the day of passing away. Nominee can claim the money with proper documents (Pre-mature encashment rule will be applied)
• Govt taxes applicable