Rupali Kotipoti Deposit Scheme (RKDS)


  • Rupali Kotipoti Deposit Scheme is a monthly installment based deposit scheme. This scheme has a fixed amount as monthly installment for a long term. This scheme is safe for high value deposit amount for a long term competitive interest rate. This scheme has the flexibility to deposit the installment at any day of the month. Even if any customer fails to submit 02 (two) consecutive installments, he/she can still continue the scheme with a very small penalty in the third month.


  • Interest Rate: 5.00% Compounding
  • Monthly Installment Based Deposit Scheme
  • Monthly Installment: BDT 25,000/-
  • Maturity: 07 years and 20 years

Required Documents

  • National ID Card (NID)/Passport/Birth Certificate with proper validation of Account Holder and Nominee
  • TIN Certificate (optional)
  • 2 Passport Size picture for the Account Holder and 1 Passport Size picture of the Nominee

Terms and Conditions

  • 18 Years or older any Bangladeshi Citizen with a sane mind
  • Nominee information is a must
  • Account holder must have/open a settlement account before opening this account
  • Demise of account holder/any of the account holders before account maturity will result in a shutdown of account immediately effective from the day of passing away. Nominee can claim the money with proper documents (Pre-mature encashment rule will be applied)
  • Govt taxes applicable